Close X

All About Solutions To Your Debt.

Debt Settlement, Bankruptcy, Foreclosure Prevention, Loan Modification, Student Loans, Business Debt Resolution

How Can a Creditor Try to Collect on a Debt in California?

Posted by Darren DiMarco | May 22, 2023 | 0 Comments

When you get behind on paying back a debt, a creditor can try to collect on it in a number of ways. After contacting you directly and using a collection agency, the creditor may have a lawsuit filed against you to obtain a judgment. With a judgment the creditor may attempt to garnish your wages, levy your bank account, or file an Abstract of Judgment.  

What is a Reaffirmation Agreement?

Posted by Darren DiMarco | Apr 24, 2023 | 0 Comments

A reaffirmation agreement is where you agree to pay a debt even though you could have eliminated the debt in your bankruptcy case.  Reaffirmation agreements are used in relation to secured debts – where the creditor issues a loan backed by collateral, such as a car loan.

What is the benefit of working with an experienced attorney who specializes in bankruptcy? 

Posted by Darren DiMarco | Apr 15, 2023 | 0 Comments

Some people don’t think they need an experienced attorney because they believe that their case is simple or that they have nothing to lose.  That is where the trouble begins. There is more to the bankruptcy process than just completing paperwork, and you don’t know what you don’t know, so it would be close to impossible to anticipate all the potential issues related to your situation.   Attorneys gain valuable experience – especially after several hundred filings –  by: a) repeatedly handling particular circumstances (or unexpected ones); b) understanding their clients’ goals, assets, and businesses; c) knowing how judges and bankruptcy trustees handle situations, or local practice in general; and d) interpreting and staying on the cutting-edge of current law.

What does "Discharge" mean in Bankruptcy?

Posted by Darren DiMarco | Apr 13, 2023 | 0 Comments

In bankruptcy, discharge is a legal term that refers to a court order that releases a debtor from personal liability for certain types of debts. This means that the debtor is no longer legally required to pay these debts, and creditors are prohibited from taking any further action to collect them.

When Can I File a Bankruptcy Again?

Posted by Darren DiMarco | Apr 05, 2023 | 0 Comments

When can you file bankruptcy again and get a discharge.  The ability to file and obtain a discharge depends on several factors, including the type of bankruptcy previously filed, the length of time that has passed since the previous filing, and the specific circumstances of the individual or entity seeking to file again.

How Can I Wipe Out My Student Loans in Bankruptcy?

Posted by Darren DiMarco | Apr 03, 2023 | 0 Comments

There is good news for persons seeking to eliminate (or discharge) their student loans in bankruptcy. The DOJ has made wiping out student loans more obtainable – especially when you have an experienced attorney to help you. While the undue hardship test is still essential, the new DOJ guidelines have provided clarity, established a model for consistency, and have simplified the process which will increase the number of cases receiving a bankruptcy discharge.

8 Key Factors that Affect Debt Settlement Results

Posted by Darren DiMarco | Feb 01, 2022 | 0 Comments

Negotiation to settle debts can be an unpredictable process that is influenced by multiple factors – some personal to the individuals carrying the debt, and some specific to the creditor. Here are 8 key factors that influence the settlement amounts are: The experience, skill, and sophisticatio...

Answers to Common Bankruptcy Questions

Posted by Darren DiMarco | Jan 16, 2022 | 0 Comments

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. This content cannot explain every aspect of the bankruptcy process. If you still have questions after reading it, you should speak with an attorney familia...

What Is the Purpose of The 341 Meeting of Creditors?

Posted by Darren DiMarco | Oct 16, 2021 | 0 Comments

The purpose of the meeting is to ensure that you have fairly and honestly represented your assets, income, and debts in your bankruptcy filing. You must appear at the meeting, and your attorney will be present with you. The Trustee assigned to your case will ask you questions about the contents o...

Bankruptcy Misconception #1

Posted by Darren DiMarco | Oct 16, 2021 | 0 Comments

“I'M NOT FILING BK ON MY CAR (OR OTHER SPECIFIC DEBT).” Many times clients will say to their attorney (or others) that they are not “filing bankruptcy” on a particular debt; they incorrectly believe that if they don't list the debt they can keep the asset (like a car or house), or keep the credit...

Need a personalized solution?

Call for a free phone consultation, or schedule online today!


Take Your First Step Now…

because you’ll feel so much better after you do

Laguna Niguel, CA
28202 Cabot Rd, Ste. 300
Laguna Niguel, CA 92677
Tustin, CA
2522 Chambers Rd, Ste. V309
Tustin, CA 92780
6 more locations