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Helpful Items to Have for Your Initial Bankruptcy Consultation

Posted by Darren DiMarco | Oct 16, 2021 | 0 Comments

While each bankruptcy case is unique, there are certain items that any attorney will need to initially assess your specific financial circumstances and to provide potential solutions. To prepare for your free, initial consultation, we recommend that you provide certain documentation for your attorney to review. This useful documentation covers three areas – your income, assets, and debts. By reviewing this information, your attorney will be better able to offer accurate and applicable advice.


  • Paycheck stubs/statements for the past 30 days. If you are married, be sure to also include your spouse's paystubs (even if only one of you will be filing).
  • Any other income documentation such as unemployment benefits, social security, spousal/child support, pension or retirement income.
  • If you own a business or have rental property, it's helpful to bring your most recent Federal Tax returns or other documentation which reflects your income.


  • A list (or statements) of your assets, such as bank accounts, retirement accounts, whole life insurance, motor vehicles, and real estate, etc.
  • If you own real estate, bring documentation to identify the property and estimate the value.
  • Click here to see a list of Commonly Forgotten Assets


  • A simple yet comprehensive list of all your debts. (Include all bills, invoices, credit card balances, personal loans, lines of credit, mortgages, and any debt that you may be personally liable, including business debts where you have signed a personal guaranty.)
  • Bring copies of foreclosure notices, lawsuits, complaints, attorney notices, etc., for all debts.
  • If divorced, a copy of the divorce decree, any order regarding property settlements within the past three (3) years, and alimony or child support orders in effect or amendments thereto.

Lastly, bring your questions.

There may be additional documents your lawyer asks you to bring, but if you start with these top documents, you will be properly prepared for your first meeting. The more prepared you are, the more valuable you will find the consultation.​

For help, contact the DiMarco Warshaw law firm. For a free phone consultation Call (888) 890-5474. Or, you can email us at: [email protected].

About the Author

Darren DiMarco

Attorney Darren DiMarco helps individuals maintain peace in their life during their financial challenges. An attorney since 1996, Darren DiMarco is also a California Real Estate Broker with over 30 years of experience in the mortgage lending industry. State Bar of CA #184816.CA Dept of Real Est...


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